They Don’t Teach You How To Get Rich At School-2 (1, #2) - Laura Maya - ebook

Debunk  all those assumptions that  you will be  Rich  if you study hard and work  hard . They Don’t Teach You How To Get Rich At School-2 It is all about the importance of money. The premise of the book clearly distinguishes the difference between the thinking of the rich and the poor. In essence, the only limitation between you and the rich is in your own mind, and achieving success lies in breaking these walls.   You can't just graduate and leave  formal  education  and expect yourself to be  financially well equipped. Many people think that having a  good education  is sufficient  to  the roads to acquire new wealth  , well they can't be any more wrong!  It is having the mindset of the wealthy that will make you rich. That is why many lotto winners who becomes instant millionaires loses most of their money because they don't have the proper mindset to maintain or grow their money. You’ll discover why  some of your money beliefs might be wrong and  that could be holding you back , you  need to consider   what are the principles and what behaviors the rich have , that  you  do not have Laura Maya takes this idea and breaks it into  sixteen chapters. You wouldn’t find a recipe to turn rich overnight. Rather, the book provides a solid foundation for setting the psychological stage for strong financial habits. Studying hard, getting nice grades, and getting a job is not enough to be rich. That’s one lie which we have been fed with since our childhood. There is a difference between scholastic, professional and financial education. The book further analyzes the root cause of why you are not rich. It all boils down to your education. You were never taught about how to be rich at school. Forget that, you never even learned personal finance or how to handle money. It further touches upon how you can get smart with personal finance. Perhaps the biggest argument Laura makes is the fact that everything can change if you change your mindset. Buying that expensive dress, impulsive buying, etc. are all signs of a poor mentality. If you make changes to your lifestyle and spending habits today, you will reap the benefits tomorrow. On making money, Laura’s approach is simple – she emphasizes on investing, spend less, and plan for a long-term. This isn’t something new. We have all heard it. But we never implement it. Laura gives real life examples of how you can start your journey to being rich by investing for a long-term, planning your finances, and by staying on a budget. Last but not the least, she focuses on self-investment by developing your mental, financial, and emotional intelligence. To sum up, Laura has come up with a book that truly focuses on the core problem today – financial planning and money making is simply not taught at schools. The book truly provides a step by step guide to change your thinking about money, set realistic goals, and embark a journey towards riches.

Ebooka przeczytasz w aplikacjach Legimi na:

czytnikach certyfikowanych
przez Legimi

Liczba stron: 184

Odsłuch ebooka (TTS) dostepny w abonamencie „ebooki+audiobooki bez limitu” w aplikacjach Legimi na:



Every effort has been made to be accurate in this publication. The publisher does not assume any responsibility for errors, omissions or contrary interpretation. We do our best to provide the best information on the subject, but just reading it does not guarantee success. You will need to apply every step of the process in order to get the results you are looking for.

This publication is not intended for use as a source of any legal, medical or accounting advice. The information contained in this guide may be subject to laws in the United States and other jurisdictions. We suggest carefully reading the necessary terms of the services/products used before applying it to any activity which is, or may be, regulated. We do not assume any responsibility for what you choose to do with this information. Use your own judgment.

Any perceived slight of specific people or organizations, and any resemblance to characters living, dead or otherwise, real or fictitious, is purely unintentional.

Some examples of past results are used in this publication; they are intended to be for example purposes only and do not guarantee you will get the same results. Your results may differ from ours. Your results from the use of this information will depend on you, your skills and effort, and other different unpredictable factors.

It is important for you to clearly understand that all marketing activities carry the possibility of loss of investment for testing purposes. Use this information wisely and at your own risk.

This Book  is a followup edition of  first edition “They don’t teach You how to get rich at school  , classified as  under 2nd edition  with additional 5 chapters with 60pages of  fresh content  and a  preface introduction on  update on the New economy since many new economic changes has been introduced  

Copyright © 2018 Laura Maya

Table of Contents

They  Don’t Not Teach You How To Get Rich at School -2

Table of Contents


Chapter 1: How You Think About Money Really Matters

Chapter 2:  They don’t teach you how to be rich at school

Chapter 3:  Myth or Lies , Which is True

Chapter 4: Learn How the Rich  Think to Become Wealthy 

Chapter 5: The Rich, Poor and Lost Money Mindset

Chapter 6: Reflective Learning: How You Can Build Financial Wealth For Yourself

Chapter 7 : Your Mind Is The Best Tool

Chapter 8: Change Your Money Mindset with Neuro Linguistic Programming

Chapter 9: Change Your Money Mindset with  Hypnotherapy  

Chapter 10: Break free from Ego

Chapter 11: Strategies for Improving Your Chances to get Rich

Chapter 12: Let Money begets  money

Chapter 13: Developing your money making skill, mental, emotional and financial intelligence

Chapter 14 : How Does The Reactive Mind Affect Your Ability To Live A Happy Life?



In America many persons like to repeat “we are all free and equal,” but it is a great mistake in more senses than one.

That we are born “free and equal” is a glorious truth in one sense, yet we are not all born equally rich, and we never shall be.

Will you believe if someone told you that  most  of  what we have learned in school about  Money is wrong.

Most people often will make this  mistake of thinking that in order to grow rich you need to head off to university and get a degree

Actually, nothing could be further from the truth. Some of the wealthiest people in the world have no formal education. With that  said , we give respect to Napoleon Hill’s famous quotes of which was mentioned :

“Education comes from within; you get it by struggle and effort and thought.”

Life is your education. On your road to riches, you might stumble and fall not once but many times and you need to stand up, dust yourself off, and try again taking away the lesson from your past failure. The education you need to grow rich is learning how others have become rich in the past. Discovering how they have achieved wealth.

Even with  present  updated educational  system around the world , there are still many people who do not know how to save or invest and most people are over leveraged on their credit cards. In fact according to statistics , the average household credit card debt stands at $15,705 in the US in 2015 , while globally  millions seek the help of credit counsellor each year, in the US itself , statistic shows roughly 2.0 to 2.5 million Americans are having similar financial issues

Practically all of these people went through the  educational  system yet they are still  financially in trouble and in debt because they were never truly taught about the process of  getting Rich in school.  While many may  have  learnt many valuable things  in  college, there are  some crucial subjects  for your success both  in business  and in life , that  were never  taught, and these  are skills , attitudes  and  habits  which  can  help  one to excel  at what  you do .

They don’t teach you how to become rich in school ... Truer words were never spoken and while you might have heard about saving on your tax, investment options and borrowing to make money, assuming you were fortunate enough to take some basic business classes, these methods won’t generally make you rich on their own. If it were as simple as this, there would be a lot more wealthy people on the planet so you would be correct in thinking that there are some missing factors.

In our new world economy , the biggest factor in your success will not be  based on academic learning but whether you develop Life influenced  success skills

These missing factors are the ones you will not be taught in school but the good news is, you can still learn about them. It is as simple - look at the wealthy, observe how they think about money, and look at how they manage it. How the wealthy think about money is the key to unlocking the mystery as to how you too can become wealthy.

There are many differences between how the wealthy and regular working class Joes think about money and we will be looking at these differences in detail so that you can consider changing your thinking to encompass a making money mindset.

If we  look at  the past 50 years  , large  organizations  dominated  the  path of social mobility  and  employment  from  early  school age to retirement.  Almost every bit of society  will guided  with  assumptions  which  over time, become traditional and  were almost  taken for granted ;  The  most common  being quoted :-  “If you wanted to be successful and  or be popular , You studied hard in school, got into a good college , progress  to have an entry level job  of a multinational corporation  or a government  bureau , rose through the ranks  of middle management .You’ll  get There !

But with present  timeline , the concept  and this traditional assumption about getting an entry level  job and rising through the ranks  is also disappearing  as fifty years later from then ,the society  has  progressed into another era , call the World  wide web  -  Internet Era .

Now Job  security is dead  ,  One is not  limited  to  just get fixed with one job ,  but has options for many different jobs , employers and even  careers in life ,now this brings downs a school’s academic  credential ,as it becomes  less relevant  but  the real world  which  changes almost  every hour  with new technology  almost evolving  at a few fast pace seeks real world  results  and  impacts  that one can create over time  becomes more and more upfront with relevance .

With Internet mobility  integrated with smartphones ,the world has now even more  new opportunities  for flexible  Self created  ,independent careers , this trend has been boosted  along with the  gathering  of a new massive group of young savvies , who are hungry , highly educated  young men and women in India , China , eastern Europe , Asian pacific rim  and almost every countries  , all eager to  do the work  that basic entry level  organization at fraction of  the cost of what was  formerly offer in the industry  .

This emerging  competition  has encourage  many  people  to “Think Outside of Box” to create  careers for themselves. Generally the society  become  more – pro-individual thinking  and  started forsaking  the old rules ,not  to depend  on their  government policy to help  them nurture .

Until the last decade ,the kind of  opportunities that  can get  you ahead in the world , are usually controlled by the bureaucrats and their cronies  in the business world  which  were  well guarded by  such groups  who checked your formal credentials before  accepting  you to join their  group .

But now  it has totally  been  disassembled  and the zeitgerist has changed .

There are now aplenty of  new  kind of avenues open to anyone who  wants to pursue them without any formal, academic  qualification, and these have arisen  largely  because  of the new frontal technologies , as the  world has been trying to adapt  to internet and  the green energy  technological shift  enhanced altogether  with  knowledge  data  economy  or  data driven digital Marxism economy .

This data driven digital marxism  brought  the age of cloud computing , smartphones , mobile and social Media , wireless devices and globally  low cost  communication network throughout the  world where  now users are usually of multi capabilities  as the technology  provide outstanding options for making many enterprising individuals starting to realize  that formal education credentials are  becoming  less relevant to the new economic reality  they are  facing  now .

A significant part of this eBook gives you the necessary information that will enable you to overcome your money ignorance and will focus on how to go about changing your existing money mindset because it is often easier said than done.

Some folks will be able to do this on their own however, most will struggle with it, and so we are going to talk about some methods that can help you. Uncover the mindset of the wealthy that will help you make right decision at the right time.

These include Neuro Linguistic Programming, Hypnotherapy, and good old-fashioned addiction counselling to reverse an addiction to unproductive and compulsive spending. Compulsive spending is of course one the main reasons why being wealthy is out of reach for the majority of people so it deserves to be singled out for mindset reversal in terms of building wealth.

Finally, we will a take a look at some of the things that the rich believe in and actively practise as a way of maintaining and increasing their wealth. These might surprise you but the lessons are worth learning if you are genuinely committed to increasing your wealth.

Chapter 1:

How You Think About Money Really Matters

There  are , of course ,many academic  subjects  you can learn in college ,which have  absolutely nothing to  do with career and financial success . One  can expand  his or her mind  and  sharpen their critical thinking skills  to pursue new perspectives , new ideas  or revels in  some intellectual  or historical  legacy  of  some World’s  greatest myth in exploration of the unknown  .

But  that’s pursuing for knowledge ,and simply focusing  on these  subjects  and  getting a degree attesting to the fact that  you have completed  the course ,does not guarantee job security ....and  more and more people including  those who haven’t  even graduated  from high school  are  possibly waking up to the Real reality  that such old career advice is no longer viable for  the new economic circumstances  we are facing today  .

The  fact  that  what  every salaried  individual  are  looking  for today is to be able to  uphold  and  maximize  their  chances  of their  professional  success under any economic circumstances ... be it  during  good growth  or any  recession .

“Start Learning  New Ways and Improve  Our  Chance to Get Rich ”

Lets  look  at one of  the most important  fundamental  on how  people think about money as  this  is one of the most important lessons to learn when it comes to creating wealth and it is definitely not taught in school.


In our present society, the gap between the rich and the poor is growing wider everyday. The rich has progressively  become  richer  while the poor  are  still limited  in their exposure . To help us understand the satirical situation, we need to go into the mentality of the rich and wealthy  and compare it with the way of thinking of the poor and underprivileged people.

Here are the  18  distinct differences in the money mentality of the rich versus the poor people. While reading the differences, try to assess your own mindset and see where yours mostly belong to .

But remember that by defining ‘rich’ and ‘poor’ I am not referring to an individual’s current bank account size, net worth, assets, and so on.  But rather, I am referring to the state of mind. A human mind is so powerful it can create assets, or even liabilities. If you have a mind conditioned to be poor, no matter what wealth you have today you can lose it all sooner or later. On the other hand, if you have the mind of a rich person’s, you can create your wealth from scratch or get it all back faster than it took you the first time, even if you lose it all today.

Rich people and poor people think differently about money as well as other associated activities and general life issues.

18  Ways Rich People & Poor People Think Differently

1)  Creating Your Life

• Rich people believe that they create their life

• Poor people believe that life happens to them


2)  Playing the Money Game

• Rich people play the money game to win

• Poor people play the money game to lose

3)  Commitment

• Rich people are committed to being rich

• Poor people want to be rich

4)  Thinking

• Rich people think big

• Poor people think small

5)  Focus

• Rich people focus on opportunity

• Poor people focus on obstacles

6)  Admiration and Resentment

• Rich people admire other rich and successful people

• Poor people resent successful rich people

7 ) Networking 

• Rich people associate with positive successful people

• Poor people associate with negative people

8)  Presentation

• Rich people are willing to promote themselves and their values

• Poor people don’t

9)  Receiving

• Rich people are excellent receivers

• Poor people are poor receivers

10) Payment

• Rich people choose to get paid based on results

• Poor people choose to get paid based on time

11) Worth

• Rich people focus on their Net Worth

• Poor people focus on their working income

12) Money Management

• Rich people manage their money well

• Poor people mismanage their money well

13) Money and Working

• Rich people have their money work hard for them

• Poor people work hard for their money

14)  Risk

• Rich people act in spite of fear of risk

• Poor people let fear stop them

15)  Learning

• Rich people constantly Learn

• Poor people think they “know it all”

16 ) Destiny

• Rich People Believe that They Create their Own Destiny

• Poor People Believe that they are Predestined

17)  Leaders

• Rich People are Leaders

• Poor People are Followers

18) Expenditures

• Rich people focus on saving

• Poor people concentrate on spending

Now that you have read through these differences, go back and read them again while thinking about how you and the way you think about money and life, fits within the eighteen ways of thinking.  You might be surprised by some of these so take a moment to allow them to settle in your mind but  this are realities  in today’s societies .

These  eighteen differences  actually  will  help to re-tune  and  re-orientated  our conceptual  approach to money as they are realities  that  we  have  to live  with , especially for  young graduates  joining the  working society  :-

- To survive in today’s society , you need money , money really matters

- Everybody requires some  money  utilization  knowledge ,with such knowledge you will be capable to learn and apply professional  skill to incorporate with  financial  intelligences

- You do not learn much about money in school , except  some simple cheque balancing  , and  reading of your bank monthly statements ,plus a little to do on simple bank’s interest  calculation for your  mortgages or  your housing loans .  You have to learn  by yourself , the truth  on how money really works and changes

- Half  the World  is caught up in a system which is manipulated  by the wealthy and the powerful, that  most educational system  in the world  are only teaching  individuals  how to work for the rich  , to be submissive 

to  their  leaders , as productive  citizens    under  supervision  but without authority and earning sufficient salary  just enough to pull through but  not more than 3 months  with expenses. 

- Living paycheck to  paycheck  on monthly salary or adhoc job  , a person in this position has limited freedom. He/she  is absolutely stuck in that rut and there is no way out. You get up every day and go to work, then you come home dead tired .You dread  to wake up tomorrow ,as the first thing that comes to your mind in the next morning is that  “money  starts  flying away “

- Having  tons of  money is freedom but it does  not include  guaranteed happiness .  It is true with lots of  money, it  does make  life  easier , subjected  that  if you  are well in  control

Like it or not  , in this present generation time , we  have a  much worse financial reality than our parents  did from the day  when  we  graduated and  walked out of school. We will be  facing bigger housing costs, bigger  medical  costs, and a bigger requirement to have that financial education than  our parents folks has before . 

Chapter 2:

They don’t teach you how to be rich at school

It is amazing some of the small things you remember from high school and college. Though it has been over ten years, I still remember the basics of photosynthesis from biology. I still recall the names of different periods of architecture, like neoclassicism and Greek revival, and I could spout off the Pythagorean Theorem to you if I gave it some thought. One thing I do not remember from school is learning how to manage credit cards. I do not recollect lessons on how a loan works, and I really do not recall doing homework on the differences between stocks and bonds. I definitely do not remember any lessons about the power of inflation.

The reason I do not remember these is that they  were  never covered in my courses. It is a cruel twist that most of the knowledge we learn throughout high school and college is seldom used while the know-how we actually need is not formally taught, forcing us to learn through self-education and trial and error. This lack of financial literacy is costing us billions of dollars annually.

Most worrisome of all, though, are the bad decisions this lack of education is causing.

People take on hundreds of thousands in debt for a degree that may never earn them above the median household income of $52,000. They rack up thousands of dollars in credit card debt without fully understanding the consequences of doing so. They buy new, expensive luxury cars but do not invest any money in retirement savings.

Few have sufficient emergency savings to cover six months’ worth of expenses in the event of a job loss or other catastrophe. As many life events like marriage and having children happen at  older  ages, these bad decisions are becoming especially problematic for the millennial generation. Some are arriving at age 30 with financial circumstances little different from when they were 20.

Consider your own situation for a second as you sit reading this. Now, fast-forward 40 years into the future.

What kind of life do you envision? For many people, 65 and beyond is envisaged as a time of relaxation, free of worries about money and work.

A house paid off (and maybe a vacation home, too), kids’ college tuition already paid, and a hefty nest egg to support you as you enjoy your golden years.

Sound  Nice , but this will not be the reality for most people.

The median net worth for those approaching retirement is nowhere near. Though social security and medicare benefits exist now, they pay a pittance, and they may not be around forever. The saddest part is that for people approaching retirement, they can do a little to avert poverty if they have not saved enough.

If you are still in your twenties and early thirties, the good news is that you can still write your own future. Unlike those approaching retirement, you have a critical supply of the ultimate precious resource  :  TIME

As you will see in this book, actions you take early on resonate and amplify throughout the years so that small steps taken now can pay big dividends (or cause huge hardships) later.

Think about where you want to be in 40 years, and then work backwards from that point. What does your life look like in your 50s? How about your 40s and 30s? Do you feel you are on the path to realize this vision? If you are feeling a bit insecure about your prospects, keep reading.


Personal finance class is in session.

How to Get Smart on Personal Finance